A police-seized car on the back of a recovery vehicle.

Can You Provide Insight Into a Habitation Check?


Click here now for insurance quotes!

Campervan: What's Included In a Habitation Check?

So, you’ve got a campervan; or maybe you’re thinking of getting one, and someone’s mentioned a “habitation check”. Sounds important, but what exactly is it? And more importantly, do you really need one?

What Does a Habitation Check Actually Do?

Think of it like a health check for the living area of your campervan. Not the engine or the brakes, that’s your MOT and servicing, but the bit you sleep, cook, and relax in. A habitation check goes through all the systems and fittings to make sure everything’s safe, sealed, and working as it should.

It typically includes:

  • Gas safety – checking for leaks and proper operation of appliances
  • Water systems – inspecting pumps, pipes and drainage for leaks or blockages
  • Electricals – both 12v and 230v systems are checked for safety and function
  • Ventilation – ensuring roof vents, windows and airflows are up to standard
  • Bodywork – checking for damp, leaks or damage in walls, ceiling or floor
  • Smoke and carbon monoxide detectors – yes, these are checked too!
A father sat with his son outside their motorhome, reflecting on how glad they are they insured it.
Sunshine, smiles, and solid insurance – the perfect combo!

Why Does It Matter?

Campervans are very importantly small houses on wheels; with gas, electricity, plumbing, and moving parts all squeezed into a very small space. When one thing goes wrong, it can quickly affect everything else. A water leak, for instance, can turn into mould or even rot beneath the floor if left undetected.

Just Imagine...

A family once bought a lovely used camper. It looked spotless. Fast-forward two months into their first holiday - shower stopped draining, the gas hob was temperamental, and the ceiling started showing signs of damp. A habitation check would’ve flagged all three issues before they set off. Expensive lessons are often the most memorable ones.

How Often Should It Be Done?

Once a year is the standard recommendation, especially for newer vans still under warranty. In fact, some manufacturers insist on annual habitation checks to keep the warranty valid. Miss one, and any claims for faulty fittings could be declined.

Is It a Legal Requirement?

No, it’s not legally required in the UK. But it is strongly advised. Especially if your camper has a gas system, or if you’re thinking about resale value down the line. Buyers love paperwork; and a history of annual checks can give a sense of safety (and a better price).

What About DIY Checks?

There’s plenty you can do yourself, look for signs of damp, test the lights, make sure your alarms work. But a proper habitation check should be carried out by a qualified technician. They’ll have the right tools, gas detection kit, and a trained eye for spotting problems before they become expensive repairs.

Insurance and Habitation Checks

Whilst not always mandatory, some insurance providers may request proof that your gas systems and electrics are maintained properly - especially if making a claim related to fire or water damage. A habitation check could be the evidence that keeps you covered.

Signs You Should Book One Now

  • You’ve just bought a used campervan
  • You’re getting odd smells or damp patches inside
  • The gas or electrics feel unreliable
  • You plan to travel extensively this year

In Summary

A habitation check might not sound exciting; but it’s one of the smartest things you can do to keep your campervan safe, functional, and valuable. Whether you’re new to van life or clocking up thousands of miles a year, that annual check is like a trusted mechanic for your mobile home.

Before heading out on your next trip; or insuring your camper; it’s worth getting everything checked. And if you're comparing options or looking for a feeling of being looked after, it’s a good time to get quotes too.

Click here now for insurance quotes!

British Insurance Brokers Association Logo