Chausson Welcome 640 Insurance

The Chausson Welcome 640 is one of those motorhomes that makes you wonder why everyone else didn't think of it sooner. It's got an innovative central washroom, a huge lounge, and an electric drop-down bed that disappears into the ceiling when you don't need it. It feels more like a mini apartment than a traditional motorhome; and for that reason, it's a real eye-catcher for buyers and insurers alike.

Why the 640 Stands Out

It’s clever. Very clever. The whole interior has been designed to make the best possible use of space. No fixed bed hogging half the floor plan, and no compromise on comfort either. With the drop-down bed and expansive lounge, it suits touring couples perfectly, but it’s also handy if you occasionally have guests.

With that sort of flexibility, though, comes a bit of a twist when it comes to insurance. You’ll want to make sure you’ve ticked all the right boxes.

What Insurers Might Ask (or Assume)

• How Often Do You Use the Drop-Down Bed? These beds are fantastic, but they involve motors and moving parts. If something goes wrong, repairs aren’t always cheap. Is mechanical breakdown cover included?
• Is It Left-Hand Drive? Many Chausson models come in LHD for the European market. Just make sure your policy doesn't charge extra unless it has to.
• Storage and Security: With its sleek look and modern appeal, this isn’t a van that blends into the background. Alarm? Tracker? Immobiliser? You might need one or more.
• Customisation: The Welcome 640 often comes with optional extras; solar panels, bike racks, awnings. Each one can affect the overall value and therefore the premium.
• Value for Money: It offers a lot for the price. But that means the replacement cost may be higher than it looks at a glance. Make sure the insured value reflects that.

What If You’re Parked Up in the Pyrenees?

Just imagine… You’re halfway through a tour of southern France. It's dusk, the view is glorious, and you're cooking up something nice. Suddenly - thud! A local delivery van brushes against your offside mirror. You step outside to check and realise it’s worse: the mirror's hanging by the wires, and the awning has taken a knock too.

Now what? If your insurance policy doesn’t include European use, breakdown cover or awning protection... well, let’s just say your rosé might not taste quite as sweet that night.

Helpful Extras to Consider

• Breakdown cover across Europe - especially if you’re touring widely.
• Cover for personal belongings and gadgets inside the van.
• Legal expenses cover, particularly useful when travelling abroad.
• Accidental damage protection for interior fittings and fixtures.
• Agreed value policies for newer or high-spec models like the Welcome 640.

Final Thought

This isn't just a van with a bed in it. The Chausson Welcome 640 is a clever, comfy and capable motorhome that deserves insurance to match. So whether you’re off to Skye or Santander, make sure your cover travels just as well as you do.

Looking for a policy that fits the Welcome 640 like a glove? Now's a good time to get quotes.