Frankia Platin I 8400 Insurance

The Frankia Platin I 8400 is not just a motorhome; it’s a five-star hotel on wheels. At over eight metres long and packed with cutting-edge technology, plush fittings, and serious off-grid capability, it stands proudly in the luxury category. It is a motorhome for those who treat the open road as a lifestyle, not just a holiday.

With a price tag that comfortably rivals some houses, it’s fair to say the Platin I 8400 deserves more than your average cover. From the Mercedes-Benz base to the solar-powered lithium battery bank and premium interior, this is a serious machine, and one that calls for equally serious insurance.

A Rolling Powerhouse

This A-class motorhome is known for its independence. The onboard energy system, powered by lithium-ion batteries and roof-mounted solar panels, is enough to run your appliances for days without hook-up. Add to that heated double floors, top-tier insulation, spacious lounges, and a full-width rear bathroom, and you’ve got everything you may need to disappear into the wilderness in total comfort.

But here’s the thing - luxury also means complexity. And complexity means that when something breaks or gets damaged, it is rarely cheap or simple to fix.

What If...?

Just imagine: parked up in the Alps, snow falling, heating on, everything running smoothly. Then, a fallen branch dents your roof-mounted solar panel. It’s still working, just not at full capacity. A few hours later, a minor electrical fault knocks out the touchscreen control panel, leaving you in the dark (quite literally) about your battery levels.

Do you have cover that includes custom electrical systems? Will your insurer recognise this is no standard campervan and respond accordingly?

Why the Platin I 8400 Needs Specialist Insurance

• Mercedes-Benz base vehicle – Premium servicing and parts increase the cost of repairs.
• High-value electrical systems – Solar panels, lithium batteries, and energy management all need tailored cover.
• Top-end interior fittings – From heated floors to integrated tech, replacements are far from basic.
• European touring capability – This motorhome is made for the continent, your cover should be too.

What Your Policy Should Include

The Platin I 8400 is an investment. Protect it like one. When choosing insurance, look for:

• Agreed value cover – Standard market valuations won’t reflect the true worth of your motorhome.
• Cover for electrical and solar systems – These are incomparable and expensive to replace if damaged.
• Interior contents and fittings – A luxury kitchen, bathroom, and entertainment system should not be left out.
• Accidental damage – For everything from low-hanging branches to tight campsite manoeuvres.
• Mechanical breakdown support – With a vehicle this size, you probably need recovery specialists who can handle it.
• European cover – Essential for continental adventures, whether it’s the south of France or the fjords of Norway.

Think About How You Travel

Are you full-timing in your Platin? Off-grid most of the year? Storing it in a secure compound between trips? Maybe you carry e-bikes, paddleboards, or other pricey kit. All of these factors should influence your policy. You wouldn’t put bargain tyres on a vehicle like this - so why risk bargain insurance?

Get the Cover That Matches the Motorhome

The Frankia Platin I 8400 is a symbol of freedom, self-sufficiency and top-end travel. Get a quote through this website and ensure your cover meets the standard set by your motorhome. When you’ve invested this much in the journey, make sure your policy is prepared for whatever lies ahead.

Luxury on the road deserves protection that’s just as refined.