Hobby Optima T65 Insurance

The Hobby Optima T65 is a motorhome that manages to feel both modern and homey in equal measure. With its sleek profile, clever use of space, and crisp interior design, it is a solid favourite among couples and small families looking to tour in style. Built with German efficiency and attention to detail, it’s more than capable of handling long-distance trips or weekend escapes, without ever skimping on comfort.

But with all that smart tech and fine finish, it’s not something you want to leave underinsured. This is not just a big white van, it is a rolling home, and a pretty luxurious one at that.

Modern Living, Wherever You Go

The Optima T65 typically offers either a French bed or island bed layout, paired with a large washroom, well-equipped kitchen, and a spacious lounge area. Add in options like a panoramic skylight, ambient lighting and full winterisation, and you've got a proper all-season motorhome ready for just about anything the road throws at it.

Whether you're cooking up breakfast in the Alps or parked up in a muddy layby in Wales, the T65 feels reassuringly refined. But that refinement comes at a price - both to buy and to fix. One broken skylight, one damaged cupboard, one electrical fault… and suddenly, insurance starts looking very important.

What If...?

Just imagine: you're enjoying a summer pitch near a forest, parked under some light shade. A rogue football from the neighbouring van’s kids flies over, bounces off the bonnet and hits the front skylight. It doesn’t shatter, but it cracks enough to start leaking when the rain rolls in that evening. In the rush to sort it, someone trips on the step and crashes into the bathroom door, now off its hinge and barely closing.

Will your insurance policy cover both the skylight and the internal damage? Will it appreciate the cost of sourcing parts specific to a T65?

What Makes the Optima T65 Unique to Insure?

• Coachbuilt construction – Stylish, but more complex to repair than a panel van if bodywork is damaged.
• Luxury fittings – From soft-close drawers to integrated tech, replacement costs can climb quickly.
• Generous layout – Larger interior space increases the number of potential fittings that may need cover.
• Seasonal usage – Often used year-round, so policies should reflect potential winter risks and longer journeys.

What to Look for in a Good Policy

Your insurance should match your travel habits and your motorhome’s real value. Look for:

• Agreed value cover – So you're not left out of pocket if your motorhome is written off or stolen.
• Cover for internal features – Including fixtures, appliances, lighting and bathroom fittings.
• Accidental damage – For scrapes, spills, knocks and those inevitable moments that happen on the road.
• Recovery for travellers – Especially if you venture into rural areas or travel extensively across Europe.
• European cover – A must if you're the kind to take off across borders for long-haul adventures.

Think About How You Travel

Do you store your motorhome on the driveway, or in a secure compound? Is it your pride and joy used on high days and holidays, or a near-permanent road companion? Do you carry bikes, dogs, paddleboards or tech? All these details help shape what kind of cover you actually need.

Ready to Protect Your Investment?

The Hobby Optima T65 is a brilliant blend of comfort and capability. Get a quote through this website to ensure you’re covered properly - whether you’re off to the hills, the beach or just the nearest country pub. After all, if you’ve chosen a motorhome this good, it makes sense to back it up with insurance that’s up to the task.

Because a feeling of being safe and sound shouldn’t stop when the engine starts.